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Unfortunately our recent Floods caused many headaches and much expense for homeowners throughout Wisconsin. Most people became only too aware that Floods are not covered under your home policy. However, Flood Insurance is available through the Federal Government and we can help any customer who would like to find out more about this coverage. For many of our customers, the sewer backups were the most disgusting and frustrating part of their loss. We offer basic sewer and drain backup coverages, as well as the ability to increase this coverage with an endorsment. Renters beware: Sewer and Drain backup is not covered under a Renters policy. Please exercise caution when storing items in basements! Flood insurance is available for both renters and homeowners.

Our agency prefers to quote Replacement Cost on your home and contents. This coverage is critical and is not always explained or offered by all agents. Replacement coverage allows you to actually replace an item that was stolen or destroyed with a new, similar item. Example: Without Replacement coverage, your 5 year old Entertainment Center will be depreciated, and then you will be paid that cost minus your deductible. That's not going to give you enough money to replace the item. Our claims personnel will determine what it would cost to replace that unit today, and you will receive that amount minus your deductible. The same principle applies to your home. If you are insured for $100,000 but it actually costs $110,000 to rebuild your home, you will be responsible for the additional $10,000- unless you have Replacement cost coverage. Check your policy and make sure you have Replacement Cost on your home and contents. It will always be clearly listed on your Declarations Page.
For more information on home financing, general mortgage information, building and remodeling homes try:

Please note: We treat all quote and customer information as strictly confidential. We do not disclose your information to anyone without your permission. If you are at all uncomfortable sending us your information electronically, you can complete the form, print it, and fax it to: 262-783-6211 or mail it to: 3620 N. 126th Street, Brookfield, WI 53005 and we will promptly return your quote via the same method. All information contained on this site is intended as general information and is for illustrative purposes only. This Web site does not, in any way, provide an offer of insurance. Every effort is used to maintain accuracy on these pages, but we don't offer any guarantee that this information will apply to any/every specific situation. Please call us at 262-783-6275 with any special situations, and thank you for visiting our site.
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West Suburban Insurance Agency, LLC
3620 N. 126th Street
Brookfield, WI 53005
Phone: 262-783-6275
Fax: 262-783-6211
Toll-Free 800-564-0801
sales@insurewisconsin.net |
Copyright© 1999-2006 West Suburban Insurance Agency. All Rights Reserved. This text may be reproduced in electronic media so long that it
remains completely intact and includes this notice. Hard copy reproduction
requires written permission of West Suburban Insurance Agency.
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